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Down Payment Assistance

Are you ready to buy a home? Have great credit but dont have the funds for the down payment or closing costs? A Down Payment Assistance Program may be the answer to helping you get into a home and stop renting!


TSAHC down payment assistance is one of the programs Texans use to help purchase a home that provides the necessary funds for the down payment and closing costs.  


Loans w/Down Payment Assistance:

  • credit scores as low as 620
  • no max debt to income ratio with AUS approval
  • Low fees
  • FHA manual underwrites allowed up to 43% DTI with no additional fee (640 credit score required)
  • Income limits vary by county
  • 3%, 4% and 5% down payment assistance may be available
  • rates for the program vary depending on the amount of down payment assistance you choose and rates can change daily


To view current TSAHC down payment assistance interest rates:



Take the down payment assistance eligibility quiz to see if you qualify:



Find out what the down payment assistance income limits are where you live in Texas:



List of approved home buyers education providers:



***other restrictions may apply. see full program guidelines for more information or contact one of our loan officers for more information and to see if you qualify.



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